Ganesh Chaturthi is just around the corner and if you are thinking of hosting Ganpati celebrations at home, it’s time you start thinking about the preparations required for the occasion and the various expenses that need to be considered. Whether it is a spur of the moment or well-thought of decision, you might have to consider spending more than your set monthly budget. If you want to avoid that, there is always the option of borrowing a personal loan from an online loan app.
Why Opting For a Personal Loan For Celebrations Make Sense
- You will not have to dip into your savings
- Your monthly budget will remain untouched since a personal loan will be an additional fund
- You can borrow up to Rs. 4,00,000, which is more than enough to take care of all possible expenses related to Ganpati celebrations
- An online personal loan comes with a flexible repayment plan so you do not have to worry about repaying the amount right away
FAQs
What kind of expenses should I consider for the Ganpati celebrations?
The setup where the idol will be placed, decorations, purchasing new clothes, sweets, hosting celebrations for friends and family, etc. are some of the expenses you have to consider as part of Ganpati celebrations.
Do I need to repay the loan amount right away?
No, you do not have to pay off the loan right away. Depending on the personal loan amount you borrow, you can choose a suitable tenure and repay in EMIs.
Can I borrow Rs. 1,00,000 as a personal loan?
Yes, you can as long as you are making a minimum of Rs. 15,000 every month.
Is it possible to repay in cash? No, you cannot repay the loan in cash. You can repay via bank transfer, NEFT or IM