Home Renovation Loan —

Renovate your home the way you want to with a home renovation loan from CASHe.

Your house is your comfort place, your refuge from the world. Years ago, you bought the house and decorated it lovingly till it became the perfect abode for you and your loved ones. But time has not been kind to your home – it has left the walls peeling, caused plumbing and leakage issues, and even dulled the floors. You wish to renovate the house – but home renovation is expensive and you don’t have the necessary funds at hand.

What is a Home Renovation Loan?—

A home renovation loan, also known as a home improvement loan, is a type of personal loan offered by banks and other lending institutions to finance your house renovations. You can avail a house renovation loan to renovate and refurbish your house. These loans are similar to a home loan. While a home loan can help you during the process of buying a house, a home renovation loan allows you to improve the house that you already own.

Features & Benefits of Home Renovation Loan-

What are the features and benefits of a Home Renovation loan?

  • Collateral-Free Home Renovation Loan

    Don’t let a shortage of funds hold you back from renovating your home. You can apply for a home renovation loan on the CASHe app and borrow up to ₹4,00,000 without the requirement of a guarantor or pledging any collateral.

  • Instant Approvals with Quick Disbursals

    One of the advantages of applying for a home improvement loan from CASHe is that your loan can get approved within minutes and the amount will be credited to your bank account instantly.

  • Digitised Documentation

    The entire home renovation loan application process takes place on the CASHe mobile app, so you do not need to visit a bank or any other financial institution with a stack of loan documents. All you have to do is upload self-attested digitised copies of the required home renovation loan documents on CASHe.

  • Flexible EMI Plans

    Another advantage of securing a home renovation loan from CASHe is that the app offers flexible EMI plans that make it easier for you to pay back the loan amount.

₹4,000cr+ disbursed so far
20 million+ app downloads
4 lakh+ loyal customers

How to Apply For an Home Renovation Loan?

What are the requirements for an Home Renovation Loan?

01
Download the CASHe mobile app

02
Create your account and provide all the necessary information.

03
Click on ‘Get Loan’.

04
Determine the type of loan and loan amount.

05
Get personal loans for 90, 180, 270, 360 and 540 days with loan amounts from ₹15,000 to ₹4,00,000.

06
Wait for everything to be verified and approved.

07
The loan amount will be disbursed to your bank account.

Loan Configuration for an Home Renovation loan-

CASHe offers a wide range of plans so that you can choose what is best for you.

CASHe

Days
Tenure: 3 months
Min. Salary ₹15,000
Minimum loan: ₹15,000
Maximum loan: ₹1,10,000

CASHe

Days
Tenure: 6 months
Min. Salary ₹20,000
Minimum loan: ₹20,000
Maximum loan: ₹2,10,000

CASHe

Days
Tenure: 9 months
Min. Salary ₹25,000
Minimum loan: ₹50,000
Maximum loan: ₹2,58,000

CASHe

Days
Tenure: 12 months
Min. Salary ₹40,000
Minimum loan: ₹75,000
Maximum loan: ₹3,00,000

CASHe

Days
Tenure: 18 months
Min. Salary ₹50,000
Minimum loan: ₹1,25,000
Maximum loan: ₹4,00,000

Requirements for applying—

Before you apply for the house renovation loan, do read CASHe’s eligibility criteria:

Eligibility Criteria

What is the eligibility criteria for an Home Renovation loan?

Must be an Indian citizen

Must be at least 18 years of age

Must be a salaried professional

Must have monthly salary of ₹15,000 or more

Must have a Facebook or a Linkedin Account

Required Documents

What are the documents required for an Home Renovation loan?

Photo Identity
Proof (PAN Card)

Income Proof
(Latest Salary Slip)

Identity Proof
(Aadhar Card)

Permanent Address Proof
(Accepted Documents)

Latest Bank
Statement showing Salary Credit

Get a Home Renovation Loan from CASHe –

Wait no more to make your home the beautiful space it used to be – CASHe offers an easy home renovation loan that you can avail of within 24 hours.

Today, many lenders in India offer home renovation loans. However, in most cases, you may have to wait for a few days for the loan amount to be disbursed to your account. On the contrary, at CASHe, the home renovation loan amount is disbursed within 24 hours of application. So, you can now avail instant personal loans at CASHe and take advantage of our affordable home renovation loan interest rates.

Uses of Home Renovation Loan –

The home renovation loan amount can be used for expenses related to internal and external home renovations. This includes painting, whitewashing, tiling, flooring, waterproofing, plumbing, sanitary work, etc.

Home Renovation Loan Interest Rate –

The home renovation loan interest rate at CASHe is calculated on a per-month basis for the amount. The home renovation loan interest rate ranges from 2.25% up to 2.5% (equivalent reducing balance interest rate ranging from 3.71% to 3.85% per EMI) on the entire home renovation loan amount. You will also get a 5-day interest-free grace period to pay your home renovation loan EMI at the end of every month. Any subsequent delay in EMI payment will result in a 0.7% interest fee penalty.

Additionally, at CASHe, we also levy a processing fee ranging between ₹500 to ₹1,200, based on the home renovation loan product you are eligible for.

Tips for Successful Home Renovation Loan Application –

In order to make sure that you get your home renovation loan from CASHe easily, you need to keep a few things in mind:

  • Ensure that you have a clean credit history with banks and other lending institutions. This is important as your previous credit score will have a direct implication on the scores generated by CASHe on the SLQ.
  • You must upload all the necessary documents in clear and legible formats to ensure that your home renovation loan is approved in the quickest possible time.
  • Only apply for a loan amount that you can pay back.

Home Renovation Loan with CASHe!

Frequently Asked Questions —

Have a question not mentioned here? Feel free to contact us and we will respond as soon as possible.

You must satisfy the following home renovation loan eligibility parameters to apply for a loan on CASHe:

  • You should be an Indian citizen
  • Your age must be 18 years or more
  • You should be a salaried professional
  • Your monthly salary must be ₹15,000 or more

Yes, you can avail a home renovation loan by yourself as long as you meet CASHe’s eligibility criteria for personal loans.

At CASHe, the home renovation loan interest rates are calculated on a monthly basis for the complete loan amount. The home renovation loan interest rate on CASHe ranges from 2.25% up to 2.5% (equivalent reducing balance interest rate ranging from 3.71% to 3.85% per EMI).

You can find the CASHe mobile app on the Google PlayStore and the Apple App Store.

Yes, you can repay your CASHe home renovation loan in EMIs as per your selected loan tenure. The home renovation loans on CASHe are offered with flexible loan tenures ranging from 90 days to 540 days.

You will need the following documents to apply for a home renovation loan on the CASHe app:

  • Photo identity proof (PAN card)
  • Income proof (latest salary slip)
  • Identity proof (Aadhar card)
  • Permanent address proof (accepted documents)
  • Latest bank statement showing salary credit

At CASHe, you can avail a home renovation loan up to a maximum limit of ₹4,00,000.

No, since home renovation loans on CASHe are unsecured in nature, they do not require any security, collateral or guarantee.

It is important to have a clean credit history when you apply for a loan at CASHe. This is important as your previous credit score will have a direct implication on the scores we generate on the SLQ.

If you are borrowing a loan from CASHe, the maximum term is 540 days (18 months) where you can borrow a maximum of ₹4,00,000.

Yes, you can foreclose your loan with CASHe. However, you need to pay 5% as foreclosure charges.

You can secure a minimum of ₹50,000 and a maximum of ₹2,58,000.

Home renovation loans and personal loans are different but you can secure a personal loan for home improvement.

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