Personal Loan in Chandigarh

Loan up to ₹4 Lakhs | Attractive Interest Rates | Quick Approval

Discover a world of new opportunities with CASHe instant personal loans in Chandigarh!

Chandigarh is a beautiful city in India that is super special because it is both a union territory and a capital for two states, Punjab and Haryana. However, it is known for its well-organised streets and beautiful gardens. The people here are friendly, and it is one of the few places where you can find modernity meeting traditions. But while you are in Chandigarh, you would also need to make your ends meet. Owing to this, you might get in a situation when you are in need of financial support.

But when you have CASHe, no problem! Let us take care of all your worries and provide you with an instant solution – an instant personal loan. The best part is you can avail yourself of these personal loans amounting up to ₹4 lakhs with CASHe without any security and collateral. Isn’t this the deal you are looking for? Hurry up and sign up now! Download our user-friendly mobile application and apply for a personal loan in Chandigarh right now.

Eligibility for CASHe Personal Loans in Chandigarh

CASHe personal loan eligibility requires you to meet the following criteria:

  • You must be an Indian citizen with at least 18 years of age
  • Must be earning at least ₹15,000 per month
  • You are active on either Facebook or LinkedIn

Features and Benefits of CASHe Personal Loans in Chandigarh

Here are the features and benefits of instant personal loans in Chandigarh:

  • Minimal online paperwork
  • Low interest rates
  • User-friendly mobile app to apply for personal loans anytime anywhere in Chandigarh
  • Quick processing (within 15-20 minutes)
  • Get personal loans with CASHe without collateral or security

Documents Required for CASHe Personal Loan in Chandigarh

Produce the below-mentioned documents before availing yourself of CASHe instant personal loans in Chandigarh:

  • Aadhar Card
  • PAN Card
  • Proof of Permanent Address
  • Proof of Salary
  • Passport-size Photographs

Charges and Fees for CASHe instant personal loan in Chandigarh

To get a personal loan with CASHe, make sure you know about the interest rates, fees, and charges. So, here are details for your reference:

CASHe Personal Loan Interest Rates in Chandigarh

Loan tenure Interest per month APR
90 days 2.50% 30.42%
180 days 2.40% 29.20%
270 days 2.25% 27.38%
360 days 2.25% 27.38%
540 days 2.25% 27.38%

Notes:

  • A 5-day grace period is provided at every month end
  • If the EMI is not paid within this time, a 0.7% penalty fee will be applied

CASHe Personal Loan Processing Fees:

Loan tenure Interest per month
90 days Flat ₹85 for personal loans amounting from ₹0 to ₹5,999. Flat ₹500 for loans amounting from ₹6,000 to ₹33,333. 1.50% of the loan amount for loans amounting from ₹33,334 to ₹99,999.
180 days ₹1,200 or 2% of the loan amount, whichever is higher
270 days ₹1,200 or 2% of the loan amount, whichever is higher
360 days ₹1,200 or 2% of the loan amount, whichever is higher
540 days ₹1,000 or 3% of the loan amount, whichever is higher

How to Apply for a CASHe Personal Loan in Chandigarh?

Get personal loan in Chandigarh following these steps:

  • Download the CASHe app from Google Playstore or the App Store
  • Open the app and create your account
  • Complete the KYC process
  • Now, go to the ‘Get Loan’ option
  • Select ‘Personal loan’ and provide all the required information including the loan amount and desired repayment period
  • Wait until your application is assessed
  • Once your application is approved, the loan amount will be transferred directly into your bank account

Frequently Asked Questions

Visit Google Playstore or the App Store to download the CASHe mobile app.

The loan is usually deposited into the bank account within 20 minutes to 24 hours.

You can borrow any amount between ₹1000 and ₹4,00,000 and choose a repayment period of 90, 180, 270, 360, and 540 days.

Getting a personal loan in Chandigarh is as easy as ordering a pizza. All you need to do is download the CASHe mobile app and follow these simple steps:

  1. Download the CASHe app from Google Playstore or the App Store
  2. Open the app and create your account
  3. Complete the KYC process
  4. Now, go to the ‘Get Loan’ option
  5. Select ‘Personal loan’ and provide all the required information including the loan amount and desired repayment period
  6. Wait until your application is assessed
  7. Once your application is approved, the loan amount will be transferred directly into your bank account

You need to have a monthly income of minimum ₹15,000 to be eligible for CASHe instant personal loan.

No, CASHe personal loans do not require any security or collateral.

Types of Personal Loan: