Personal Loan in Kolkata

Loan up to ₹4 Lakhs | Attractive Interest Rates | Quick Approval

Get your financial aspirations soar to new heights with instant personal loans in Kolkata!

Kolkata, often referred to as the Cultural Capital of India, is a city rooted in ancient Indian tradition, history, and the arts. It is here you have grandeur and vibrant festivals and it is the place where dreams are woven into the fabric of the city. So, whether you are an avid lover of art or literature, or an entrepreneur with grand visions, Kolkata has something to offer everyone. But while thriving on your passion and dreams, you may require instant financial assistance. So, here is CASHe to turn your aspirations into reality.

With CASHe, avail yourself of our instant personal loans in Kolkata. Download our user-friendly mobile app and unlock the gateway to securing an instant personal loan of up to 4 lakhs. Want to know the best part? Well, you do not require any collateral or provide security to avail these instant personal loans in Kolkata. So, what are you waiting for? Embrace the spirit of Kolkata and let your financial aspirations soar to new heights.

Features and Benefits of CASHe Personal Loans in Kolkata

CASHe provides top-notch personal loans in Kolkata including low interest rates and here are some of the best advantages you can enjoy with our instant personal loans:

  • Our personal loans are hassle-free with minimal online paperwork
  • You can get a personal loan in Kolkata with very attractive interest rates through CASHe
  • Apply for a loan from anywhere using our easy-to-use app
  • Your loan application can usually get processed in just 15-20 minutes
  • Once your loan is approved, you will receive the funds quickly in your account without the need for any collateral or security.

Eligibility for CASHe Personal Loans in Kolkata

To get an instant personal loan in Kolkata from CASHe, you should:

  • Be an Indian citizen
  • Be at least 18 years old
  • Have a job with a monthly income of ₹15,000 or more
  • Have an online account on either Facebook or LinkedIn

Documents Required for CASHe Personal Loan in Kolkata

When applying for instant personal loans with us, you will not need to go through a lot of paperwork. Here is the shortlist of documents required to get a personal loan in Kolkata:

  • Aadhar Card
  • PAN Card
  • Permanent Address Proof
  • Salary Proof
  • Photographs

Charges and Fees for CASHe instant personal loan in Kolkata

While applying for a personal loan in Kolkata with us, it is important for you to have a clear understanding of the interest rates, fees, and charges. Here’s the information you need to know:

CASHe Personal Loan Interest Rates in Kolkata

Loan tenure Interest per month APR
90 days 2.50% 30.42%
180 days 2.40% 29.20%
270 days 2.25% 27.38%
360 days 2.25% 27.38%
540 days 2.25% 27.38%

Notes:

  • You are eligible for a 5-day interest-free grace period at the end of every month
  • If the EMI is not paid within this period, you will be charged a penalty of 0.7% interest fee

CASHe Personal Loan Processing Fees:

Loan tenure Interest per month
90 days Flat ₹85 for personal loans amounting from ₹0 to ₹5,999. Flat ₹500 for loans amounting from ₹6,000 to ₹33,333. 1.50% of the loan amount for loans amounting from ₹33,334 to ₹99,999.
180 days ₹1,200 or 2% of the loan amount, whichever is higher
270 days ₹1,200 or 2% of the loan amount, whichever is higher
360 days ₹1,200 or 2% of the loan amount, whichever is higher
540 days ₹1,000 or 3% of the loan amount, whichever is higher

How to Apply for a CASHe Personal Loan in Kolkata?

Getting an instant personal loan in Kolkata is quite easy with CASHe! Just follow these simple steps to access the best personal loan within minutes:

  • Visit Google Playstore or the App Store and download the CASHe app
  • Open the app and create an account
  • Complete the KYC process
  • Once your KYC is done, head to the ‘Get Loan’ option
  • Choose ‘Personal loan’ and fill in all the necessary details, including the loan amount and tenure you desire
  • CASHe will then review your application
  • After approval, the loan amount will be transferred into your bank account.

Frequently Asked Questions

You can download the CASHe mobile app from Google Playstore as well as the App Store.

Once your documents are verified, the loan will be deposited directly into your bank account. This can take anywhere from 20 minutes to 24 hours.

You can borrow loan amounts ranging from ₹1000 to ₹4,00,000 with a repayment period of 90, 180, 270, 360, and 540 days.

Here are the steps you can follow to avail a personal loan in Kolkata with CASHe:

  1. Visit Google Playstore or the App Store and download the CASHe app
  2. Open the app and create an account
  3. Complete the KYC process
  4. Once your KYC is done, head to the ‘Get Loan’ option
  5. Choose ‘Personal loan’ and fill in all the necessary details, including the loan amount and tenure you desire
  6. CASHe will then review your application
  7. After approval, the loan amount will be transferred into your bank account.

₹15,000 is the minimum monthly income for an individual to avail of personal loan with CASHe.

No, CASHe personal loans do not require any security or collateral.

Types of Personal Loan: