Personal Loan in Mumbai

Loan up to ₹4 Lakhs | Attractive Interest Rates | Quick Approval

Get an Instant Personal Loan in Mumbai for all Your Needs

Mumbai, known as the City of Dreams, is India’s financial and commercial capital. The city, which is one of the biggest corporate and entertainment hubs in the country, offers various opportunities for individuals. Hence, millions of people come to Mumbai every day to try their luck in this land of opportunities.

However, living in a city like Mumbai can be expensive. So, if you are in need of immediate finances and are looking for an instant loan in Mumbai, CASHe is here to help you. CASHe offers you instant personal loans of up to ₹4 Lakh. Apply for an instant loan online on the CASHe app at affordable interest rates and minimal documentation and fulfil all your needs and aspirations.

The eligibility criteria to avail a quick personal loan in Mumbai from CASHe are:

  • Citizenship- You must be an Indian citizen
  • Age- You must be at least 18 years of age
  • Salary- You must be a salaried professional with a minimum monthly salary of ₹15,000 or more
  • Online Presence- You should have a Facebook or a LinkedIn Account

Features and Benefits of CASHe Personal Loans in Mumbai

CASHe personal loans offer various beneficial features like:

  • Minimal online personal loan paperwork as compared to traditional bank loans
  • Quick personal loan application process that takes just 15-20 minutes
  • You can apply for an instant loan online anywhere as long as you have internet connectivity
  • Quick loan amount disbursal as soon as the loan is approved
  • No collateral is required to avail CASHe personal loans

Documents Required for CASHe Personal Loan in Mumbai

The CASHe personal loan application process is quick and hassle-free with minimal documentation. Here is a checklist of the documents you will need to upload for your instant personal loan application in Mumbai:

  • Photo ID Proof- PAN card and Aadhaar card
  • Salary Proof- The latest bank account statement showing the salary credited into the account.
  • Permanent Address Proof- Passport/driver’s license/utility bill showing your name/voter ID card.
  • Photo Proof- Your selfie

Charges and Fees

At CASHe, we believe in keeping the personal loan interest rates, charges and fees transparent so that you know what you are going to pay before you apply for an instant loan with us. Here is a break-down of our interest rates and charges:

Our range of instant personal loan products carries interest charges that are lower than a credit card. Besides this, we believe in keeping the charges and fee transparent so that you are fully aware of what you are going to pay before you apply for a loan with us. Need a personal loan? Read up on our interest rates and charges before you apply:

CASHe Personal Loan Interest Rates

Loan tenure Interest per month APR
90 days 2.50% 30.42%
180 days 2.40% 29.20%
270 days 2.25% 27.38%
360 days 2.25% 27.38%
540 days 2.25% 27.38%
  • We give a 5-day interest-free grace period at the end of every month.
  • We levy a 0.7% interest fee penalty if you default on the EMI or do not pay after the 5-day interest-free grace period.

CASHe Personal Loan Processing Fees:

Loan tenure Interest per month
90 days Flat ₹85 for personal loans amounting from ₹0 to ₹5,999. Flat ₹500 for loans amounting from ₹6,000 to ₹33,333. 1.50% of the loan amount for loans amounting from ₹33,334 to ₹99,999.
180 days ₹1,200 or 2% of the loan amount, whichever is higher
270 days ₹1,200 or 2% of the loan amount, whichever is higher
360 days ₹1,200 or 2% of the loan amount, whichever is higher
540 days ₹1,000 or 3% of the loan amount, whichever is higher

How to Apply for a CASHe Personal Loan in Mumbai?

You can follow these easy steps to avail a personal loan in Mumbai:

  1. Download the CASHe mobile app.
  2. Create your account and complete the KYC process.
  3. Click on the ‘Get Loan’ option.
  4. Choose the ‘Personal Loan’ option.
  5. Determine your personal loan amount and your personal loan tenure.
  6. Wait for CASHe to verify your details and approve your personal loan application.
  7. Once approved, your personal loan amount will instantly be disbursed to your bank account.

Frequently Asked Questions

CASHe is available for download on Google Play and the App Store.

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Types of Personal Loan: