Keep a record of your daily expenses to identify unnecessary spending and save more.

Prioritize your needs and allocate funds for essentials, savings, and leisure.

Allocate 50% of your income for needs,  30% for wants, and  20% for savings or investments.

Stick to your budget by avoiding impulsive purchases. Make a shopping list and avoid overspending.

Save a small portion of your income each month to be financially prepared for unexpected situations.

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